M.S. in Psychology: Tuition and Cost of Attendance
One of the most important decisions you will make is pursuing your degree at Divine Mercy University. We are constantly working to keep your tuition costs affordable and competitive with other institutions. Combined with scholarships and other forms of financial aid*, you will find that paying for your education is possible.
Direct expenses represent the direct cost of a DMU degree. This is the amount that it costs to attend classes. This is the amount that is due to DMU. Beyond this amount there may be incurred other personal expenses associated with attending the program. Indirect expenses are highly lifestyle dependent and can vary accordingly.
Indirect expenses are highly dependent on individual circumstances. Indirect expenses are not academic expenses owed to DMU. The costs that students pay to maintain their internet connection, purchase textbooks, travel due to program requirements can vary based on location. These figures represent the loan eligibility for indirect expenses. If there are extenuating circumstances that necessitate a higher level of indirect expenses than this award it is possible to consult the Financial Aid Office to see if loan eligibility may be increased by the extenuating circumstances.
Note that this is only an estimate of actual costs due to the inclusion of indirect expenses which vary from person to person. Also note that there is typically a 3% tuition increase per credit in the every fall which is not included in these figures.
*This institution is approved to offer GI Bill® educational benefits by the Virginia State Approving Agency.
2022-2023 Estimated Cost of Attendance
M.S. in Psychology Direct Costs: Tuition and Fees
Direct costs represent the direct cost of a DMU degree. This is the amount that it costs to attend classes. This is the amount that is due to DMU. Beyond this amount there may be incurred other personal expenses associated with attending the program.
| Program Expenses | 2022-2023 Estimate Total (33 credit hours) |
| Tuition ($826 per credit) | $27,258 |
| Technology Fee ($50 per class, 11 courses) | $550 |
| Subtotal | $27,808 |
M.S. in Psychology Indirect Expenses: Potential Associated Expenses
Indirect expenses are highly dependent on individual circumstances. The costs that students pay to maintain their internet connection can vary based on location. These figures represent the loan eligibility for indirect expenses. If there are extenuating circumstances that necessitate a higher level of indirect expenses than this award it is possible to consult the Financial Aid Office to see if loan eligibility may be increased by the extenuating circumstances.
| Program Expenses | Indirect Expenses for 2022-2023 |
| Transportation | $5,520 |
| Miscellaneous | $9216 |
| Room and Board | $10,500 |
| Loan Fees | 1.057% |
| Plus Loan Fees | $4.228% |
| Subtotal | $27,900 |
M.S. in Psychology Estimated Total Cost of Attendance Per Academic Year
| Expense Type | Expenses over one year* (27 credits) |
| Direct Costs | $27,808 |
| Indirect Expenses | $27, 900 |
| Subtotal | $55,708 |
Note that this is only an estimate of actual costs due to the inclusion of indirect expenses which vary from person to person. Also note that there is typically a 3% tuition increase per credit in the every fall which may not be included in these figures.
Additional Fees for all Programs
| Fees for all Programs | Per occurrence |
| Application Fee | $55 |
| Late Registration Fee | $60 |
| Add/Drop Fee per course | $20 |
| Graduation Fee | $75 |
| Returned check fee (each service) | $35 |
| Diploma replacement fee | $50 |
If you are a U.S. citizen or a permanent resident, you might be eligible to receive federal financial aid, which can help you fund your higher education. The Institute for the Psychological Sciences is certified by the U.S. Department of Education to participate in a variety financial aid programs available to U.S. citizens.
Application Deadlines
Awards are processed on a rolling basis. You are strongly encouraged to begin the application process at least 30 days prior to the start date of your program. Financial Aid applications will be accepted within 30 days prior to the start of your Program, but the Office of Financial Aid cannot be held responsible if funds are not available for disbursement for the term. Delays can occur that are outside of the control of the Office of Financial Aid. You must also maintain all federal aid eligibility requirements for each term in which you are enrolled.
Withdrawal Refund
Students who withdraw from the Online Program following the Institute’s withdrawal procedure, are allowed a commensurate return of tuition and refundable fees. Students will generally not receive a removal of tuition, course fees, and other associated fees until after the end of the published Add/Drop period. The Institute’s refund schedule is the following:
| Withdrawal up to Calendar Day 6 | Withdrawal up to Calendar Day 11 | Withdrawal up to Calendar Day 17 | Withdrawal after Calendar Day 17 |
| 100% | 80% | 60% | 0% |
*Not valid for Maryland, North Dakota, or Tennessee residents. Please contact the student accounts office at businessoffice@divinemercy.edu for specific policies for these states or click to this page to view details.
Do you have questions about financial aid? If you haven’t yet applied to DMU, please contact an enrollment specialist.